
MORTGAGE PENALTIES: What the heck is an IRD and how will it impact me?
If you think mortgage penalties won’t affect you, think again! The IRD or Interest Rate Differential is a charge levied by lenders. It applies if

If you think mortgage penalties won’t affect you, think again! The IRD or Interest Rate Differential is a charge levied by lenders. It applies if

This topic has come up a few times lately. I have to admit, it’s been awhile since anyone had talked about it with any significance.

The 5 Cs of Credit: How Mortgage Lenders Decide If You Qualify When you apply for a mortgage, the lender isn’t just looking at one

Well for whatever reason it’s happened, your bills got out of hand, you missed payments or are carrying a lot of debt and now it’s

We all have challenging clients. While I’d love to say we should learn from them because they make us better at our jobs, they can

Consumers are much more informed these days about mortgages and mortgage products. They are also highly engaged in the process, especially millennials who are comfortable

As if mortgages aren’t confusing enough, try understanding your mortgage mail from your lender and the City. Each year, in January and February, you receive
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